UK Mortgage Repayment Calculator
Specialized UK mortgage payment calculator for homebuyers and movers. Compares capital repayment versus interest-only loans, calculates LTV risk brackets, and models mortgage payments before and after your 2-year or 5-year fixed deal reverts to the lender Standard Variable Rate (SVR).
UK Mortgage Repayment Calculator
Calculate your monthly mortgage repayments in GBP (£), Loan-to-Value (LTV), and what happens when your fixed deal ends.
During your 5-year fixed rate of 4.8%
85.7% Loan-to-Value (LTV bracket)
Potential payment jump at 7.5% SVR
UK Mortgage Advice Notice
With capital repayment, your full £300,000 mortgage balance will be completely paid off after 25 years. Over the lifetime of the mortgage, you will pay approximately £215,697 in interest.
How to Use UK Mortgage Repayment Calculator
Enter Property Price & Deposit
Input purchase price and deposit in pounds to automatically calculate Loan-to-Value (LTV).
Select Repayment Type
Choose Capital & Interest (standard repayment) or Interest-Only.
Review Fixed Deal & SVR Jump
Inspect your fixed monthly repayment and projected payment jump if you roll onto the lender SVR.
Frequently Asked Questions
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